Features and Benefits of our Personal Loan

• Debt consolidation: Combining multiple debts into a single loan with a lower interest rate to save money on interest payments and make it easier to manage debts.
• Home renovation : Using a personal loan to fund home renovation projects can increase the value of your home and improve your living conditions.
• Medical expenses : If you have unexpected medical expenses, such as emergency surgery or hospitalization, a personal loan can help cover the costs.
• Emergency expenses : A personal loan can help cover unexpected expenses like medical emergencies or car repairs to avoid financial hardship.

Personal Loan Eligibility Criteria

• Age should fall under the range of 21 years to 60 years
• Net monthly income should be 15,000/- for salaried and self-employed, yearly transactions should be a minimum of 20 lakhs
• Credit score must be above 650
• Debt-to-income ratio
• Employment stability
• Maintained a good credit score
• Clear repayment history
• Must be a Resident Citizen of India

Documents required to apply for Personal Loan

• Identity Proof - Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card
• Proof of Residence or Address Proof - Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card, Electricity Bill, Telephone Bill, Ration Card
• Age Proof - Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card
• Income Proof - 1 year Bank statement, 3 months Salary Slips
• Employment Proof - Employment Certificate, Office address proof
• GST or VAT Registration for Self-employed
• Photograph - Passport-size photographs
• Business proof - Business registration documents such as a partnership deed, Memorandum of Association (MOA), Articles of Association (AOA), etc.
• Income tax returns – Documents of the past 2-3 years to verify income and tax payment history

Fees and Charges